When you worked for an employer, they typically offered you and your family health insurance while the cost is shared by the company and you. One day you retire, and long gone are the days where employers continue covering your health insurance once you have left the building. [Read more…]
Dear Paul:
My dad had a bad fall at home last weekend. Because he lives alone, it was several hours before anyone found him. He suffered a concussion and a fracture to his shoulder. He will be discharged from the hospital today and is headed to an inpatient rehab center for a few weeks of therapy.
During his rehab center stay, my wife and I will be trying to find a senior living community for him to move to when he finishes his therapy. We’ve been trying to get him to make this move for several years now without success. But I think the fall frightened him and he knows he needs a change.
My brother and sister-in-law live in Virginia where they recently moved her mother to a residential care home. I haven’t heard of these before but from what they describe, it might be a good solution for my dad.
Does the Dallas/Fort Worth area have residential care homes? Can we use my Dad’s Medicare to help pay for it? This is all really new to us. [Read more…]